Why are they run by such stupid people? When I have no money, that means daily of course, the bank will charge me money I do not possess for going over the official overdraft limit. Yet the Halifax,now merged with the Bank of Scotland and referred to as either HBOS or CROOKS, shows the level of dumbness that leaves them begging for government handouts. Yes the handouts from the government that they will not pass on to you and me! The other day I received a statement for a 'Current Account' that I have not used for ten years! Fooled by their appalling adverts I put my wages into their 'High Interest' account to discover that 'high Interest' was about 3p at the time. Alongside this was the chequebook. I had an account with the 'Leeds' when it was taken over by the 'Halifax' some years ago, and the branch was in Edgeware Road, London. They sent me letters indicating my chequebook was awaiting collection from Edgeware Road, although I had already informed the aged crone that I was here! I spoke to a nice, bright young thing and pointed out the error, and for two or three years this continued! The 'nice bright young thing' was just as competent as the aged crone! I decided to return to Lloyd's and put my wages (yes I used to earn them) into the other account. I however am still receiving the annual statement from Halifax! There is now £1:25 in the account, from an original £1: 20 I left all those years ago. While I notice the interest is no longer being paid thy continue to send info that must cost considerably more than £1:25. This includes the statement and numerous pamphlets informing me of legal statements, account changes, and insurance offers. All binned! I would cancel the account but they will probably charge me £25 for the privilege, so I just leave it there. Why do they not just drop it themselves, send me a cheque and cut their loss? Maybe the man in charge is too busy checking his pension options?
This man thought he would let the Halifax in Liverpool know what he thought of Sir Fred Goodwin and you must understand his emotions at the time!
